Overview
As an employee in Teknologisk Institut you have a pension scheme with Velliv. Your pension scheme includes an insurance package as well as pension savings. The insurance package is what we call a basic cover. As a rule, this is the insurance cover you will get when your pension scheme is established.
It is possible to adjust your pension scheme to suit you.
In a few cases, certain conditions, including medical conditions, may cause you to get excluded from certain risk covers. You can always check your specific cover on Mit Velliv / Netpension.
Basic covers
| Insurance | As a minimum you have | Preselected | Add-ons up to |
| Reduced earning capacity | 40% of salary | Salary scale* | 80% of salary |
| Lump sum in case of reduced earning capacity | 0% of salary | 0% of salary | 300% of salary |
| Life insurance | 200% of salary | 200% of salary | 800% of salary |
| Certain critical illnesses | DKK 200,000 | DKK 200,000 | DKK 750,000 |
| Children's pension | 0% of salary | 0% of salary | 300% of salary |
*Salary scale means that the preselected cover for reduced earning capacity is determined on the basis of the size of your beneficial salary, and that we automatically adjust the amount of your reduced earning capacity cover if your beneficial salary changes. This ensures you always have the right cover if life takes an unexpected turn. You can always see your cover in the pension overview or in Mit Velliv / Netpension.
**Employees under a collective agreement are covered according to the collective agreement.